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Loans and Credit / Zajmovi i krediti - Lexicon

loan
zajam
credit
kredit
interest
interes
principal
glavni
collateral
kolateral
default
zadano
debt
dug
installment
rata
term
termin
lender
zajmodavac
borrower
zajmoprimac
balance
ravnoteža
amortization
amortizacija
guarantor
jamac
mortgage
hipoteka
credit score
kreditni rezultat
refinance
refinanciranje
underwriting
procjena rizika
liability
odgovornost
principal payment
glavnica plaćanja
late fee
zakasnina
credit limit
kreditni limit
foreclosure
ovrha
payoff
isplata
statement
izjava
APR
Godišnja kamatna stopa (APR)
fixed rate
fiksna stopa
variable rate
varijabilna stopa
cosigner
sudužnik
credit bureau
kreditni ured
prepayment
plaćanje unaprijed
secured loan
osigurani zajam
unsecured loan
neosigurani zajam
deferment
odgoda
credit report
kreditno izvješće
payment history
povijest plaćanja
drawdown
smanjenje
overdraft
prekoračenje
bankruptcy
stečaj
interest rate
kamatna stopa
loan agreement
ugovor o zajmu
balance transfer
prijenos stanja
charge-off
otpis
cash advance
predujam gotovine
credit line
kreditna linija
due date
datum dospijeća
equity
kapital
late payment
zakašnjelo plaćanje
payment plan
plan plaćanja
creditworthiness
kreditna sposobnost